Jul 5, 2011

Crazy, Hair-Brained Ways to Save a Few Bucks

We frugal folks may always be mocked for our eccentric moneysaving techniques, but in the long-run, we’re the ones laughing. Oh true, flattening the toilet paper rolls to slow down excessive use may appear crazy, maybe even obsessive-compulsive, but labels of “cheap” and “insane” only fuel our fire to save. The point is: every penny really does count. When you add several “crazy” ways to save together, over time, you end up with much more than just pennies. Even if you’re one of the mockers, come on over to the winning team—we could all stand to shave off at least a bit of our expenses.

Below is a list of just a few ideas. Not all will work for you—you may widen your eyes and think, “Wow, now that’s truly crazy—who does that??” But pick a couple; give them a try. Even one buck saved could buy you a two Twix bars…and what lunatic would turn that down?

  • Use less washer detergent. Your clothes will get just as clean with ¾ a cup, rather than a full cup.
  • Buy generic brands. A lot of products are basically the exact same thing in a different wrapper. (Except for Macaroni and Cheese—go real or go home).
  • Shop around for health and car insurance. Every once in a while, give your provider a call and see if there are any deals or adjustments that will save you money.
  • Cut your spouse’s and children’s hair. You may want to practice this first…or they’ll never let you near them with a pair of scissors again...
  • Turn down the heat in the winter and use more quilts and sweaters. Pretend it’s 1850, if that will make it more interesting for you.
  • Check your car’s tire pressure and have the oil changed regularly. This saves gas and protects your car from other costly problems.
  • Take shorter, cooler showers. 
  • Pay more than the minimum on your credit cards. Paying off balances can save you hundreds in interest.
  • Give your internet and cable provider a call and ask if they have any deals for you since you’ve been such an awesome customer. Be persistent. They can usually do something for you. While you’re at it, downgrade something like internet speed or cable packages. Do you really watch all 250 channels?
  • If you watch a lot of movies, RedBox or Netflix may be a cheaper alternative to renting or going to the theatre. The public library also rents movies for free—popular ones! There are more than just documentaries.
  • Use coupons. But only if you really need the item. If you found a coupon for pet rocks, you’re not actually saving money when you buy it… Check out pinchingyourpennies.com or gurusdeals.com for couponing ideas.
  • As it’s no longer 1998, do you still need your landline? Can your family get by with just cellphones?
  • Check out craigslist.org, ksl classifieds, or eBay instead of buying stuff brand new.
  • Lose the gym membership. Run outside, or check out some of the websites that offer free workout videos.
  • Keep your fridge stocked with (ideally healthy) food, so it won’t be as tempting to go out to eat.
The list of ways to save money is virtually endless. Go on and get creative. Give it a try—bargains can be exhilarating and satisfying not only for budget nerds. And remember, when it comes to saving money, there is no such thing as too crazy—a dollar is a dollar, after all.